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 Crippled By Debts
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Crippled By Debts

The recent cuts in welfare in Britain have affected so many, not least disabled people. In fact, it has been reported of late that many of the disabled are now forced to take out loans and use credit just in order to live, racking up very large debts in the process.  The Government has taken away £28 billion of financial support in the form of state benefits recently, and following on from this, shocking reports show that at least half of the affected people, many in wheelchairs, are having to use their credit cards for everyday essentials like food and clothing.

The costs involved in being disabled in Britain can range from an extra £800 to £1,500 per month, and in order to simply cover their costs, many of the less able-bodied are having to apply for extortionate doorstep loans. These figures have been released by the UK charity for the disabled, Scope, which has strongly criticised the welfare cuts, as making life even more difficult for wheelchair-users and other incapacitated people, due to the ever-spiralling cost of living in the UK. This is particularly ironic considering that it is now one year after the Paralympic Games in London, which were meant to be such a positive and inspiring event for the handicapped, but in fact life has just got harder and harder for so many.

The Scope report has shown that disabled people are less likely to have current accounts with banks, and 1 in 10 have been refused insurance. Many wheelchair-users also believe that their health and physical impairments also push up insurance premiums. They are therefore more vulnerable to financial calamities. Scope is calling upon the Government to take into account the devastating effect its welfare reforms are really having upon this sector of the population, and to promote more inclusion in society. One way of doing this is making sure the disabled are properly considered in the expansion of credit unions, and to reinstate such schemes as the Savings Gateway Encourage, to help them to put money aside.

Hope you got something from this blog, and I appreciate your votes and comments.

Picture courtesy of www.dealerrefresh.com

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  1. pftsusan
    pftsusan
    We all have to continue to fight for our rights. Voted.
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    1. pftsusan
      pftsusan
      I just shared this for you.
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  2. Alison Page
    Alison Page
    Great blog! Voted. I don't think our government live in the real world. There's far too much broad brush policy at work when it comes to disability benefits. x
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  3. harley52
    Doesn't The UK, England have a Government backed Social Security Program for the Disabled & Retired People like The USA? Not that The USA Social Security is in The greatest shape, but at least it is still there, and helps. Also after 2 years on USA Government backed Social Security for the Disabled & Retired gets government medicare insurance. It isn't Free, everyone that works in the US has to pay with a portion of each pay check into The Social Security Retirement & Disability Fund. Doesn't The UK, Great Britain, England Have something like that? I thought We had it bad here in the States, but not as bad as the UK!! They Government should help out their Disabled & Retired Citizens! They sure do have enough money to take care of that Royal Family who are just figure heads, and have nothing to do with Government in England and still have Lavish Riches!!!! That is just WRONG! You all in the UK, should Wheel on Parliament in London, I think that is Your Government? Just like We do here every Year in Washington DC! Ever since The "ADA" Americans with Disabilities Act was put into Law! It is time You all stand up for Yourselves., and talk to the heads of Government their, and get them to notice what is happening!
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    1. Broken English
      Broken English
      As far as I know, harley52, there isn't any thing of the type you mention for disabled people in the UK. Shocking I know. I agree with you 100% about the Royal Family - they are such parasites! I wish to God they would abolish them and make us a republic. We have a huge social divide here in Britain sadly, much more so than in most European countries. It's a terrible state of affairs.
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      1. harley52
        I am sorry to hear that! Things here in The USA are not much better. I think the whole World Economy is in for Big Changes in the next 5 to 10 years, maybe sooner.
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